Quickly apply for a Visa® credit card with a rate as low as 9.90% APR1
Quickly apply for a Visa® credit card with a rate as low as 9.90% APR1
Enjoy all the benefits of our Visa credit card!
Our low card rates typically beat the rates of most bank cards. As a not-for-profit credit union, we can offer lower credit card rates to our members and charge fewer fees than most other financials.
Choose the card that works for you!
Visa Platinum Rewards
10.90% – 20.90% Variable APR
Earn points with every purchase! Redeem for cash, travel, and merchandise. (You can even use your points to donate to charity!) See all the cool stuff you can earn.
- Earn one point for every dollar you spend on purchases
- 10.90% – 20.90% Variable APR1
- 25-day interest-free grace period on purchases
- Minimum payments are only 3% of your balance each month ($20 minimum)
- No annual fee
View the Visa Platinum Rewards Card Disclosure for full details.
View the Visa Travel and Emergency Assistance Services Guide for full details.
Visa Platinum Plus
9.90% – 18.90% Variable APR
Our lowest rate card! If you typically carry a balance from month to month and have good to great credit, this is the card for you!
- 9.90% – 18.90% Variable APR1
- 25-day interest-free grace period on purchases
- Minimum payments are only 3% of your balance each month ($20 minimum)
- No annual fee
View the Visa Platinum Plus Card Disclosure for full details.
View the Visa Travel and Emergency Assistance Services Guide for full details.
Visa Platinum
13.80% – 23.90% Variable APR
The Visa Platinum card is great for building your credit rating. Enjoy a reasonable rate with the added value of working with an Iowa credit union you can trust.
- 13.80% – 23.90% Variable APR1
- 25-day interest-free grace period on purchases
- Minimum payments are only 3% of your balance each month ($20 minimum)
- No annual fee
View the Visa Platinum Card Disclosure for full details.
View the Visa Travel and Emergency Assistance Services Guide for full details.
Would you like to make a balance transfer?
When you apply for your card, you’ll have an opportunity to transfer your higher-rate credit card balances onto your low-rate Linn Area credit card!
With your credit card, you get these convenient benefits:
So, why wait? Apply for a credit card today!
Why trust Linn Area Credit Union?
Founded in 1935 as the Cedar Rapids Teachers’ Credit Union, Linn Area Credit Union has five branch locations in Iowa and serves nearly 25,000 members in 22 Iowa counties. The credit union actively contributes to Iowa communities and nonprofit organizations centered on children, families, and education. Linn Area Credit Union’s mission is to provide caring financial services to help people accomplish their financial goals and achieve their dreams.
1 APR = Annual percentage rate. All credit card loans subject to approval. Rates, terms, and conditions are subject to change.
2 Card Manager sends notifications only for Linn Area Credit Union Visa® credit and debit card transactions processed by the Visa network. If the merchant uses a non-Visa network, you will not receive a notification. Linn Area Credit Union does not determine the network merchants use to process transactions.
3 Standard text and data rates may apply. We recommend that you protect your smartphone device with a strong password to make it harder for someone to access your private information if your smartphone is left unattended or it’s lost or stolen. Wi-Fi in public is not secure, therefore we urge caution if you are using a public Wi-Fi network when texting. For security reasons, we recommend as best practice that you delete your text messages after you have gathered the information you requested.
Visa is a registered trademark of Visa International Services Association.